Frequently Asked Questions

No. All cases are handled on a contingent fee basis — no recovery, no fee. Initial consultations are always free and confidential, with no obligation to hire the firm.

Howard personally reviews the details of your situation, asks about your account history and broker relationship, and gives you an honest, direct assessment of whether you have a viable claim.

FINRA arbitration claims are generally subject to a six-year eligibility rule from the event giving rise to the claim. Some state law claims have shorter deadlines. Contact the office promptly — waiting can eliminate an otherwise valid claim.

Stockbroker fraud, FINRA arbitration, churning, unsuitable investments, variable annuity fraud, elder financial abuse, private placement losses, leveraged ETF losses, oil & gas overconcentration, and Ponzi scheme losses.

Churning is excessive trading in your account by a broker to generate commissions rather than to benefit you. It is proven through turnover ratio and cost-equity ratio analysis of your account statements.

An investment is unsuitable when it does not match your risk tolerance, investment objectives, time horizon, or financial situation — even if the broker disclosed the risks. Brokers have a duty to recommend only suitable investments.

Yes. Senior investors receive enhanced protections under FINRA rules against unsuitable products, excessive risk, and outright fraud. These cases often involve a trusted advisor relationship that was exploited.

FINRA arbitration is the required dispute-resolution process for most claims against a stockbroker or brokerage firm, in place of a jury trial. Howard has represented investors in FINRA and NASD arbitrations for 35 years.

Most brokerage account agreements require disputes to go through FINRA arbitration rather than court. Howard also represents clients in JAMS mediation and, where appropriate, state or federal court proceedings.

Most FINRA arbitration cases resolve in twelve to sixteen months, though timelines vary based on case complexity, discovery disputes, and hearing scheduling.

Howard Rosenfield has offices in Farmington, Connecticut and Boca Raton, Florida. He represents investors nationwide and internationally.

Howard Rosenfield has been representing investors in stockbroker fraud and securities arbitration cases for more than 35 years, admitted in Connecticut, Florida, the Second and Ninth Circuits, and the U.S. Supreme Court.

Yes. Howard has represented investors from countries including the Netherlands, United Kingdom, France, Ethiopia, the Isle of Man, the Philippines, and Brazil in FINRA arbitration and JAMS mediation.